Free Solar Sales Tool
Solar Financing Type Selector
Answer 4 questions about your homeowner and get a recommended financing product with the right lenders from Seamless Home's network.
Find the Right Financing Product
Answer 4 questions about this homeowner. We'll recommend the best financing type and lenders from Seamless Home's network.
1. Homeowner's estimated credit score
A rough estimate is fine — you don't need the exact number.
2. Does the homeowner owe significant federal income taxes?
The 30% ITC is only valuable if they have federal tax liability to offset.
3. What's the homeowner's primary priority?
Pick the one that best describes what they care most about.
Why multi-product access closes more deals
Most solar sales orgs default to one or two financing products — the ones they know best. The rep who only knows GoodLeap loans loses the homeowner who doesn't qualify for a loan or doesn't want one. The rep who only knows LightReach TPO loses the homeowner who wants to own the system and claim the 30% tax credit.
The top-performing orgs offer all three product types and have a clear logic for which to present first based on the homeowner's situation. This tool formalizes that logic — it's the same decision framework an experienced solar sales rep uses in the field, surfaced as a simple 4-question form.
Seamless Home provides access to eight lenders — GoodLeap, Mosaic, Sunlight Financial, Sunnova, LightReach, EnFin, Concert Finance, and Solrite — plus sell-on-our-paper options, through one workflow. So when the tool recommends a product type, all the right lenders are already available.
Frequently Asked Questions
When should a sales rep recommend a TPO product vs. a solar loan?+
TPO products (leases and PPAs) are ideal for homeowners who want $0 down, don't plan to claim the federal tax credit (they can't use it on their taxes anyway), or have a credit profile that doesn't qualify for loan products. Solar loans are better for homeowners who want to own the system, claim the 30% federal ITC, and are comfortable with a loan payment — especially if their electricity savings will offset most of the monthly cost. The best-performing sales reps have both options available and select based on the homeowner's profile rather than defaulting to one product.
What is sell-on-our-paper financing?+
Sell-on-our-paper is a financing path where the deal is funded through Seamless Home's own financing vehicle rather than a third-party lender. It serves as a fallback for deals that don't qualify for standard TPO or loan products — giving sales orgs a third path to close instead of losing the deal. It's not the right fit for every homeowner, but it's a meaningful additional close opportunity for orgs that would otherwise turn a deal away.
Can a homeowner qualify for multiple solar financing products?+
Yes — most creditworthy homeowners qualify for both TPO and loan products. The question is which product is the better fit for their situation. A homeowner with excellent credit who owes significant federal taxes is often better served by a solar loan (so they can claim the 30% ITC), even though they also qualify for TPO. This tool helps identify the recommended starting point based on the homeowner's profile, not just what they qualify for.
Which solar lenders are available through Seamless Home?+
Seamless Home's financing network includes GoodLeap, Mosaic, Sunlight Financial, Sunnova, LightReach, EnFin, Concert Finance, and Solrite — covering TPO (LightReach, Sunnova), solar loans across multiple credit tiers (GoodLeap, Mosaic, Sunlight Financial, EnFin, Concert Finance, Solrite), and sell-on-our-paper options. All are accessible through one platform rather than requiring separate dealer agreements.
Offer every financing option on every deal
Seamless Home's multi-lender network gives your sales org access to TPO, loans, and sell-on-paper through one platform — so you always have a product that fits.
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